Services offered


Shared Ownership Mortgages

Home Insurance

Equity Release



On-going Monitoring Service

As well as the initial recommendation, I strongly believe in maintaining client relationships over the long-term. This is why I provide all clients with an exceptional on-going monitoring service to ensure any changes to their circumstances, lifestyle or future objectives are always considered, reviewed and addressed. 


My on-going monitoring service for mortgage and protection policies is complimentary

(one thirty-minute review meeting, per annum - (initial review only)).


Your home may be repossessed if you do not keep up repayments on your mortgage 


The Financial Conduct Authority does not regulate Buy-to-Let mortgages


Equity Release will reduce the value of your estate and can affect your eligibility for

means-tested benefits.



Certitude Wealth is a trading style of Joanna Stickings, which is an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority (FCA). 

Quilter Mortgage Planning Limited is entered on the FCA Register 

( reference 440718


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