Purchasing your first or next home is usually the biggest financial commitment. I am here to "hold your hand" through the entire mortgage process from initial consultation right through through to completion and beyond. I liaise closely with the lender and solicitor on your behalf to provide a stress-free experience.
Every recommendation is bespoke to each client depending on their needs and circumstances at the time of the meeting.
It isn't always about recommending the cheapest rate - it is important to consider additional costs involved with a mortgage such as the lender arrangement fee, application fee, valuation fee and conveyancing costs.
Unlike some advisers, I am able to research lenders from the whole of the market as well as having access to exclusive mortgage rates, which are not available to the public by going direct to the lender.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate on Buy-to-Let mortgages.
The actual interest rate available will depend upon your circumstances. Please ask for a personalised illustration.
Certitude Wealth is a trading style of Joanna Stickings, which is an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority (FCA).
Quilter Mortgage Planning Limited is entered on the FCA Register
(https://www.fca.org.uk/register) under reference 440718