Office: 01634 222579    


Hello and welcome to Certitude Wealth


My name is Joanna Stickings and I am the Principal of Certitude Wealth and a fully qualified Mortgage and Protection Adviser. I'm based in Rochester and serve the county of Kent; typically Rochester, Strood, Walderslade, Sittingbourne Maidstone.


I specialise in shared ownership mortgages but I also provide an 'advice and recommendation' service to all first-time buyers, next-time buyers, re-mortgagers and buy-to-let ptroperty investors. 


Additional services I provide advice around is life insurance and critical illness cover for families and businesses as well as General Insurance (home and contents insurance).



Your home may be repossessed if you do not keep up repayments on your mortgage


The Financial Conduct Authority does not regulate on Buy-to-Let mortgages


Equity Release will reduce the value of your estate and can affect your eligibility for means-tested benefits


My Services


Shared Ownership Mortgages

Home Insurance

Equity Release

Personal Protection

Business Protection

The guidance and information contained within this website is subject to the UK regulatory regime

and is therefore targeted at consumers based in the UK only. 

Joanna Stickings trading as Certitude Wealth is an Appointed Representative of Julian Harris Mortgages Ltd, authorised and regulated by the Financial Conduct Authority (FCA) Number 304155.

Joanna Stickings - Principal and  Mortgage and Protection Adviser

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