Office: 01634 717281    


Hello and welcome to Certitude Wealth


My name is Joanna Stickings and I am the Principal of Certitude Wealth as well as a fully qualified Mortgage and Protection Adviser. I'm based in Rochester and serve the county of Kent; typically Rochester, Strood, Walderslade, Sittingbourne, Cranbrook, Edenbridge and Maidstone.


I specialise in shared ownership mortgages as well as advising on and recommending mortgages for first-time buyers, next-time buyers, re-mortgagers and buy-to-let property investors.


Additional services I advise on inlcude life insurance, critical illness cover for both families and businesses as well as home insurance.


With the increasing cost of living, we all try to save money where possible, which is why I offer all new and existing clients a complimentary review service for any existing arrangements, whether a mortgage, life insurance or home insurance to see if I can save you money on monthly payments.



Your home may be repossessed if you do not keep up repayments on your mortgage


The Financial Conduct Authority does not regulate on Buy-to-Let mortgages


Equity Release will reduce the value of your estate and can affect your eligibility for means-tested benefits



My Services


Shared Ownership Mortgages

Home Insurance

Equity Release

Personal Protection

Business Protection

The guidance and information contained within this website is subject to the UK regulatory regime

and is therefore targeted at consumers based in the UK only. 

Certitude Wealth is a trading style of Joanna Stickings, which is an appointed representative of Quilter Mortgage Planning Limited,

which is authorised and regulated by the Financial Conduct Authority (FCA). Quilter Mortgage Planning Limited is

entered on the FCA Register, (, under reference 440718.

Joanna Stickings - Principal and  Mortgage and Protection Adviser

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