Joanna Stickings CeMAP DipFA
Mortgage and Protection Adviser
Welcome to my website.
I am a fully qualified Mortgage and Protection Adviser, based in Rochester, Kent with fifteen years experience working in the financial services industry.
I advise on residential and buy-to-let mortgages (specialising in shared ownership mortgages), life insurance, critical illness cover as well as home insurance.
I work closely with each and every client to help achieve their goals, whether purchasing their first home or putting in place suitable insurance policies to protect their income or family's lifestyles should the worst happen. I recognise and understand that every client is different, which is why every recommendation is tailored to individual client needs.
As well as the initial recommendation, it is just as important to ensure existing arrangements continue to meet client's needs, which is why I also offer a regular review service. It's clear that needs and circumstances can change from time to time so by keeping in regular contact, any existing arrangements can be adjusted to fulfill any changes to lifestyles.
In my spare time I enjoy spending time with my friends and family as well as going to the gym, sailing, skiing, cooking and walking my two Westies, Scamps and Merlin.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Certitude Wealth is a trading style of Joanna Stickings, who is an Appointed Representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited, who are authorised and regulated by the Financial Conduct Authority.
FCA Register (https://www.fca.org.uk/register) under reference 440718.