Joanna Stickings CeMAP DipFA

Mortgage and Protection Adviser

in Medway


Welcome to my website.


I am an experienced and fully qualified Mortgage and Protection Adviser, based in Rochester, Kent.


I have been enjoying working in the finance industry for over fourteen years - I provide advice on residential and buy-to-let mortgages (specialising in shared ownership mortgages), life insurance, critical illness cover as well as home insurance.


I work closely with each and every client making it possible to help achieve their goals - whether purchasing their first home or putting in place suitable provisions to protect their income or provide financial support to their family should the worst happen.


I recognise and understand that every client is different, which is why every recommendation I make is tailored to each individual's needs and circumstances.


As well as the initial recommendation, it is just as important to ensure existing arrangements continue to meet client;s needs, which is why I also offer a regular review service. It's clear that needs and circumstances can change from time to time so by keeping in regular contact, any existing arrangements can be adjusted to fulfill any changes to lifestyles.

In my spare time I enjoy spending time with my friends and family as well as going to the gym, sailing, skiing, cooking and walking my two little Westies, Scamps and Merlin.


My connection to

Quilter Financial Planning

Established in 2006, Quilter Financial Planning is one of the UK's largest distributors of financial advice, with more than 3,300 advisers looking after the interests of their clients.


Quilter Financial Planning is the new rebranded name for Intrinsic. Quilter Financial Planning is part of the Quilter Group and owns 100% of the share capital of Quilter Mortgage Planning Limited, which I am a proud Appointed Representative of.

Being part of such a successful network provides many benefits to all my clients, including: 


  • Quilter Financial Planning Customer Promise

  • Guaranteed advice 

  • Strong connections to well-known providers in the financial services industry

  • Discounts on provider charges due to scalability 

  • Exclusive mortgage rates, unique to Quilter Finacial Planning advisers 

  • Training

  • System upgrades and development

  • Industry news and changes 

  • Professional Indemnity Insurance



Your home may be repossessed if you do not keep up repayments on your mortgage.


Certitude Wealth is a trading style of Joanna Stickings, which is an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority (FCA). 

Quilter Mortgage Planning Limited is entered on the FCA Register

( reference 440718

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