Privacy Notice 

Following new regulations, from 25th May 2018, I will now issue a Privacy Notice to every client at the initial stage of the mortgage process. Client consent is required for collecting, storing and processing personal and sensitive data, prior the fact-find completion. A copy of my Privacy Notice (for website purposes) can be found below:

Information, guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. 

The Financial Ombudsman Service (FOS) is an agency for arbitrating unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on the website,                       www.financial-ombudsman.org.uk.

Joanna Stickings trading as Certitude Wealth (FCA number 618000) is an appointed representative of Julian Harris Adviser Network Limited, authorised and regulated by the Financial Conduct Authority (FCA number 304155).

Joanna Stickings - Principal and Mortgage and Protection Adviser