Contact Joanna

I'd love to hear from you to see how I can help with your mortgage and life insurance needs.

If you are unhappy with my service or recommendation 

Should you have a complaint about the service or advice you have received, please contact the Compliants Department at my Network, Julian Harris Mortgages Limited:

Write to: The Compliance Officer, Julian Harris House, Musgrove, Ashford, Kent TN23 7UN

Telephone: 01233 661960

If you cannot settle your complaint with us, you may be entitled to refer this to the Financial Ombudsman Service (FOS), www.financial-ombudsman.org.uk.

Information, guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. 

The Financial Ombudsman Service (FOS) is an agency for arbitrating unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on the website,                       www.financial-ombudsman.org.uk.

Joanna Stickings trading as Certitude Wealth (FCA number 618000) is an appointed representative of Julian Harris Adviser Network Limited, authorised and regulated by the Financial Conduct Authority (FCA number 304155).

Joanna Stickings - Principal and Mortgage and Protection Adviser