About me

Joanna Stickings CeMAP DipFA

Principal of Certitude Wealth

Mortgage and Protection Adviser

I am delighted to welcome you to my website and to introduce you to my business. I've enjoyed working in the Financial Services industry for over 20 years but the last 11 years have been particularly special to me. In April 2014, I started my business, trading as Certitude Wealth, and I've worked hard to build working relationships with housing associations, lenders, inurance providers, but more importantly, the main reason I'm here is my clients.

I provide an 'advice and recommendation' service and cover a range of services, for first and second charge residential mortgages, buy-to-let mortgages as well as life insurance, critical illness cover and income protection.

I work closely with each and every one of my clients to put in place the best provisions that reflect their current needs and to achieve their future goals; whether to purchase their first home, to purchase a property for investment returns, re-mortgage their existing home or putting in place an insurance policy to protect their family, home and income should the worst happen to their health.

As well as the initial recommendation, I understand the importance of making sure existing policies continue to meet a client's current needs, future goals and budget. This is why I provide a complimentary review service, available to new and existing clients, for mortgages and life insurance policies. After the initial fact find has been completed, if it is clear that a existing arrangement is no longer suitable, this could be amended or a new application submitted.

  
In my spare time I enjoy spending time with family and friends as well as gardening, cooking, sailing, skiing and walking my cheeky little Westie, Merlin.