Business Protection

Business protection insurance products are vital when it comes to financially protecting any company against the death or critical illness of a key employee, shareholder, director or partner.

These type of insurance products can be overlooked by directors when thinking about ways to financially protect their business.

Just take a few moments to ask yourself:

• could you afford not to provide financial protection for your key employees or directors?
• could your business cope financially if one of these employees were to become critically ill and be unable to work or worse, passed away?​
• could you easily replace your valued employees?

 
If the answer to any of the above questions is 'no,' this type of insurance is something you should consider. I can discuss and implement the following products to help provide that all important financial security and peace of mind to your business: 

- Key Person Insurance
- Shareholder Protection (in conjunction with a Shareholder Agreement)
- Relevant Life 
- Death in Service (a group life insurance scheme offered to staff as an incentive/benefit package).

The Financial Ombudsman Service (FOS) is an agency for arbitrating unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on the website,                       www.financial-ombudsman.org.uk.

Joanna Stickings trading as Certitude Wealth (FCA Number 618000) is an appointed representative of Julian Harris Mortgages Ltd (FCA Number 304155), which is authorised and regulated by the Financial Conduct Authority.

Joanna Stickings - Principal and Mortgage and Protection Adviser